My recipe for banana pudding with sour cream is easy to make and always a crowd pleaser! I take this classic dessert to the next level for a treat that’s deliciously creamy and sweet with just a slight hint of tang.

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My Easy Banana Pudding Recipe with Sour Cream
My banana pudding with sour cream was inspired by a dish my mom used to make growing up. She’d make this dessert in a big casserole dish for potlucks or summer picnics, and it was always a hit!
I remember the first time I walked into the kitchen and saw her adding a big scoop of sour cream. I thought she’d just ruined the whole thing!
She must have seen the look on my face because she started laughing and told me it was her secret ingredient to balance the sweetness. I kept that secret for a long time, but I think she’ll be okay with me finally sharing what makes this banana pudding so good.
I love banana pudding and have tried making it so many ways, from a baked custard version to stovetop pudding and even one with just whipped cream. They’ve all been delicious, but I always find myself coming back to this easy banana pudding recipe with sour cream inspired by my mom. My daughter Leah is a huge fan of my recipe too!
For more banana pudding recipes, check out my banana pudding cake, banana pudding cookies, banana pudding brownies, banana pudding with condensed milk, and 3 ingredient banana pudding!
Banana Pudding with Cool Whip Ingredients
- Instant vanilla pudding mix – I use instant pudding because it thickens quickly and gives me that classic, creamy base without cooking. Sugar-free pudding also works.
- Milk – Helps the pudding set while keeping the texture smooth and light.
- Sour cream – This is my secret ingredient for extra creaminess and a subtle tang that keeps the dessert from being overly sweet.
- Cool Whip – Once thawed, it folds into the pudding mixture to make it fluffy without losing structure. Any kind of whipped topping will work.
- Bananas – I go for ripe-but-not-mushy bananas to keep the slices intact in the layers. Overripe bananas are better for making banana bread.
- Nilla wafers – The cookies soften as the pudding chills for that cake-like bite that makes this banana pudding so irresistible.

How to Make Banana Pudding with Sour Cream
A full printable version of this recipe with ingredient measurements is available at the bottom of this post.
STEP ONE: Place the pudding mix and milk in a large bowl. Beat on a low speed until it’s thick.

STEP TWO: Next, mix in half of the whipped topping and the sour cream.
STEP THREE: Spread ⅓ of the pudding into the bottom of a trifle bowl or other large bowl. Top the pudding layer with a layer of vanilla wafers and ½ of the banana slices. Repeat with another pudding-wafer-banana layer.

STEP FOUR: Spread the remaining ⅓ of pudding on top before topping with the rest of the whipped topping and sprinkling with crushed vanilla wafers.
STEP FIVE: Cover the entire dish and set it in the refrigerator. Allow the pudding to chill for at least 3 hours before serving.

Tips for the Best Banana Pudding Recipe With Cool Whip
- I use ripe but firm bananas so they add sweetness without turning mushy.
- I always let the frozen whipped topping fully thaw so it folds easily into the pudding mixture.
- If I’m worried about the banana slices turning brown in the pudding, I’ll toss them lightly in lemon juice, club soda, or soda water so the acid can help prevent oxidation.
- For a light and airy pudding mixture, I fold the whipped topping gently to avoid deflating it.
- I chill the banana pudding for at least 3 hours so the pudding has plenty of time to set and get that amazing, creamy texture.
Homemade Banana Pudding Variations and Substitutions
- I sometimes swap the vanilla wafers for shortbread cookies when I want a richer flavor.
- If I don’t have frozen whipped topping, I’ll make a batch of my easy homemade whipped cream to use instead. I like using Cool Whip more though because it’s easier and is super stable.
- When I really want some big banana flavor, I use banana pudding mix instead of vanilla.
- For a super-rich, cheesecake-style banana pudding, I’ll replace four ounces of the sour cream with softened cream cheese.
- To add a little crunch and nuttiness, I like to top the banana pudding with toasted or candied pecans.

Banana Pudding With Sour Cream FAQs
Why put sour cream in banana pudding?
I use sour cream in my recipe because it makes the pudding mixture thicker, creamier, and more balanced. The slight tang cuts through the sweetness and keeps the dessert from feeling too heavy.
How do I keep bananas yellow in homemade banana pudding?
Because the slices are stacked inside the pudding layers, which prevents too much air from getting to them, I usually don’t worry about the slices browning.
If I really want to prevent any oxidation, I lightly toss the banana slices in something acidic like lemon juice, orange juice, soda water, or club soda before layering them.
How ripe should bananas be for banana pudding with Cool Whip?
I go for bananas that are mostly yellow and still firm. Overly soft bananas tend to get mushy once they’re layered, so I avoid using ones that have started getting brown spots or feel really squishy to the touch.
How to store leftovers
I store my leftover banana pudding in an airtight container in the fridge. It keeps really well for up to 4 days, although it’s never lasted that long in my house!
Banana pudding can also be frozen for up to 3 months in a freezer-safe container, but I did notice the texture changed a bit after thawing, so I prefer to eat mine within a few days of making it.

More Easy Recipes Using Bananas
- 4 ingredient banana bread
- Bananas foster pancakes
- One banana banana bread
- Strawberry banana cake
- Banana blueberry oatmeal muffins

Easy Banana Pudding with Sour Cream
Ingredients
- (2) 3.4 ounce boxes instant vanilla pudding mix
- 4 cups milk
- 8 ounces sour cream
- 8 ounces Cool Whip thawed
- 5-6 bananas sliced
- Nilla wafers
Instructions
- Mix the pudding mix and milk at a low speed until it's thick.
- Blend in the sour cream and half of the Cool Whip.
- In a trifle bowl or other large bowl, spread ⅓ of the pudding in an even layer. Add a layer of vanilla wafers, then top with ½ of the banana slices. Repeat with another pudding-wafer-banana mixture.
- Top with the remaining pudding, then spread the rest of the whipped topping on top. Sprinkle on crushed vanilla wafers.
- Cover and refrigerate for at least 3 hours before serving.
Notes
- Use ripe but firm bananas so they add sweetness without turning mushy.
- Always let the frozen whipped topping fully thaw so it folds easily into the pudding mixture.
- If you’re worried about the banana slices turning brown in the pudding, toss them lightly in lemon juice, club soda, or soda water to help prevent oxidation.
- For a light and airy pudding mixture, fold the whipped topping gently to avoid deflating it.
- Store leftovers covered tightly in plastic wrap in the fridge for up to 4 days.
Nutrition
This nutrition information is based on the exact products I used in this recipe. Brands and sizes of products could alter exact nutrition and should always be calculated independently.

I make this and it is awesome. I use French vanilla pudding to add a little more flavor
I have made this for years except I use 1 instant vanilla pudding and 1 instant banana crème pudding.
I use Pecan Sandies they are 1000xbetter
Yum! Those sound like they would be delicious in a banana pudding. Great idea!
Omg! I love Pecan Sandies!! I’m going to have to try this soon!! This is the way I make my banana pudding, and I lost the recipe so I’m glad I found this one and your suggestion! Yum! Thank you!
I’ve made this before, but never added sour cream. What does the sour cream do?
The sour cream gives it a creamier taste!
I used cream cheese but will use sour cream next
My family loves this and the recipe got lost for many years! So glad I found it! Husband thought I was crazy looking for recipe wit sour cream and whipped topping! Thank you, making it today!!
This Banana Pudding is one of the best that I have ever eaten. I would recommend this recipe for anyone wanting a delicious and quick dessert. When I made it I didn’t have a round bowl to put it in so I used a 9″x13″ glass baking pan. The difference was instead of the second layer of cookies and bananas I only had one and it turned out great.
Hi Silas, So glad you enjoyed it! One layer is great too.